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Legal Information

Service Description, Privacy Policy and Data Protection, Terms and Conditions of Use and Territorial Limitations

Last updated: July 07, 2025

Contents

  • 1. Service Description
  • 2. Privacy Policy and Data Protection
  • 3. Terms and Conditions of Use
  • 4. Territorial Limitations
  • 1. Service Description

    Types of services provided

  • MIR Cards — We facilitate access to and contracting of MIR system cards, issued by authorized banks
  • Virtual wallet — Assistance and guidance in opening virtual wallets in Russia
  • Card recharge — Recharge services for existing MIR cards
  • Technical support — Consultations and operational assistance regarding the use of contracted services
  • MIR card features

    You will receive a physical "MIR" card with a validity of 5 years. This card will be linked to a virtual wallet. You can have up to 3 wallets linked to the same phone number.

  • Maximum balance in each wallet — 500,000 ₽
  • Transfers between wallets — Incoming: up to 400,000 ₽ per operation / Outgoing: up to 100,000 ₽ per operation
  • Payments in physical stores — Up to 250,000 ₽ per operation
  • Payments in stores outside Russia (in countries where MIR can be used) — Up to 300,000 ₽ per day
  • Total spending limits — 600,000 ₽ per day / 3,000,000 ₽ per month
  • Cash withdrawals — Up to 100,000 ₽ per operation
  • Additional wallet conditions
    • No opening or maintenance fees, except if there are no operations for more than 2 years (in that case: 270 ₽ per month or the remaining balance if lower)
    • Wallet closure — Free if requested at office or by mail. 20 ₽ if requested from the website (or the remaining balance if less than 20 ₽)
  • Important notice

    Our company is not a banking entity nor does it provide financial services. All cards are issued exclusively by authorized partner banks, under their respective licenses and in accordance with current regulations. We act solely as intermediaries to facilitate access to such services.

    Privacy Policy and Data Protection

    1. Introduction

    This website offers services related to access to alternative payment systems.

    We do not collect personal data beyond what is strictly necessary for the service.

    2. Data We Collect

    We only collect the minimum necessary:

  • Phone number (for contact)
  • Email address (for communication)
  • Delivery address (to send the physical card)
  • Country of residence (for compliance and control)
  • We do not request banking data or additional sensitive information.

    3. Use of Data

    Data is used exclusively for:

  • Providing requested services (account creation, recharge, card delivery)
  • Communication with the customer
  • Compliance with minimum registration obligations
  • Fraud prevention
  • 4. Data Retention

  • Active order data: stored until service completion
  • Completed order data: deleted within a maximum of 3 years
  • Billing or legal data: as required by legislation
  • 5. Security

  • All data is processed through secure encryption (TLS)
  • Only authorized personnel access the data
  • Automatic deletion after retention periods
  • 6. Data Protection

    The only data we process is strictly necessary for the proper provision of contracted services. We do not collect or process personal data systematically, nor do we perform profiling or mass data processing activities.

    3. Terms and Conditions of Use

    Service provision agreement

    By using our services, you accept these terms and confirm that:

  • You have reached the age of majority in your jurisdiction
  • You have the right to enter into this agreement
  • You will comply with all applicable laws
  • You have provided accurate and truthful information
  • User obligations

  • Use services only for lawful purposes
  • Provide accurate information
  • Ensure card data security
  • Immediately notify of any problems
  • Comply with your country's legislation
  • The use of our services is strictly prohibited for

  • Illegal activities or those contrary to law
  • Fraud, attempted fraud or identity theft
  • Money laundering
  • Violation of international sanctions or government restrictions
  • Financing of terrorist activities or similar
  • 4. Territorial Limitations

    Sanctions warning

    Due to international sanctions, the use of MIR system cards may be restricted or prohibited for citizens of certain countries.

    Restricted territories

    Our services may not be available or may be restricted for residents of the following jurisdictions:

  • United States of America
  • European Union countries
  • United Kingdom
  • Canada
  • Australia
  • Other countries with sanctions in force against the Russian Federation
  • It is the user's exclusive responsibility

    Users are responsible themselves for:

  • Verifying the legality of using our services in their country or jurisdiction
  • Complying with all laws, regulations and sanctions in force that apply to them
  • Assuming any legal consequences arising from the use of our services in their jurisdiction
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    Legal information

    • Service Description
    • Privacy Policy and Data Protection
    • Terms and Conditions of Use
    • Territorial Limitations

    © 2025 DavayPay

    Users are responsible for verifying legality in their jurisdiction.